Set up Apple Pay

What’s new with MyState Visa Debit and Apple Pay? #

MyState Visa Debit Cardholders are now able to choose their preferred payment network – either Visa or eftpos. This change allows you to choose networks when you set up Apple Pay or when you make a purchase. If you already have Apple Pay set up you’ll have to delete your card from your Apple Pay wallet and complete the provisioning process again to use this feature.

What’s the difference between choosing Visa or eftpos? #

Any transactions with Visa (your default network) will temporarily sit as a pending transaction on your account until cleared, but if you choose eftpos your transactions go through in near real time. A Visa transaction can take several days to clear, whereas eftpos will be settled on the day you make the payment. Choosing eftpos will also allow you to use Apple Pay cash out, but remember only a select group of merchants will offer Apple cash out so please ask first.

If you don’t mind whether you pay by Visa or eftpos you don’t need to do anything, just set up Apple Pay and enjoy the all the benefits!

How to set up Apple Pay #

From within the MyState app #

1. Login to the MyState mobile app & select Cards from the menu
2. Select Add to Apple Wallet and follow the prompts to generate and input a security code
3. Once the Apple Pay screen appears select Continue, then Next and follow the prompts to receive and input a verification code, completing the process

iPhone (6 or later models) #

1. Open the Wallet app
2. Tap on your MyState Visa Debit Card
3. Tap the plus symbol
4. Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*
5. Choose your network

Apple Watch #

1. Open the Apple Watch app on your iPhone
2. Tap Wallet & Apple Pay and select Add a Credit or Debit Card
3. Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*
4. Then press the display and choose the network

iPad #

1. Go to Settings
2. Tap Wallet & Apple Pay and select Add Credit or Debit Card
3. Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*

* Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see