Enjoy more this Christmas by gradually saving throughout the year for all the indulgences that make Christmas so special… and expensive!

Your MyState Bank Christmas Account is designed for you to enjoy the season, without any added stress. There isn’t a Christmas turkey that tastes as good.


It's so easy to open an account

You do it all online and it takes about 5 minutes, even less if you're already a customer with us.

MyState Bank App

Any time you need to transfer between your accounts, check your balance or pay someone, you’re always covered – wherever you are.


Simpler

Fingerprint login, balance peek & eStatements are just some of the ways we make banking easier.


Faster

Osko payments let you send and receive money in under 60 seconds.1


Smarter

PayID lets you replace account numbers with your mobile phone number.


 
 

Frequently asked questions

1What will I need when opening a Christmas Account online?

If you are a new MyState Bank customer, you'll need:

  • Your contact details, including a phone number and email address;
  • Two types of ID (Driver's Licence, Passport and Medicare Card are accepted);
  • Your Tax File Number or Exemption Code (this is optional, however, if you don't provide it, we are required by law to deduct withholding tax at the highest marginal tax rate); and

If you are an existing MyState Bank customer, you'll need:

  • Your MyState Bank Customer Number;
  • Your Tax File Number or Exemption Code (this is optional, however, if you don't provide it, we are required by law to deduct withholding tax at the highest marginal tax rate); and

NOTE: When applying for a Christmas Account online MyState Bank may require you to provide identification information in order to comply with regulatory requirements.

To apply for a joint account, both applicants need to complete their details separately.

2Can I access the money in the account early?
A Christmas Account Early Withdrawal Fee may apply if funds are withdrawn outside of the period between the first working day of November and 15 January each year.

Calculators

 

At MyState Bank we want to give you as much help as we can in managing your finances. Wherever you are in life, these calculators will assist you in planning for your financial needs.

 

We’re here to help

With over 50 years experience our local, friendly staff can help you find what you're looking for.


1 Payments are typically received in under a minute when made between participating financial institutions. PayID is only available for use with the New Payments Platform through participating institutions.

Open account in minutes