Enjoy more this Christmas by gradually saving throughout the year for all the indulgences that make Christmas so special… and expensive!
Your MyState Bank Christmas Account is designed for you to enjoy the season, without any added stress. There isn’t a Christmas turkey that tastes as good.
Savings available from the first working day in November each year to 15 January the next year – when you need it most!
No monthly account fees
Interest calculated on the daily closing balance
Over 50 years experience
Our local Customer Care team are here to help you. Give them a call on 138 001.
Savings guaranteed
On deposits up to $250,000 per customer by the Australian Government.
112,000 satisfied customers
Banking with us everyday.
It's so easy to open an account
You do it all online and it takes about 5 minutes, even less if you're already a customer with us.
MyState Bank App
Any time you need to transfer between your accounts, check your balance or pay someone, you’re always covered – wherever you are.
Simpler
Fingerprint login, balance peek & eStatements are just some of the ways we make banking easier.
Faster
Osko payments let you send and receive money in under 60 seconds.1
Smarter
PayID lets you replace account numbers with your mobile phone number.
Frequently asked questions
If you are a new MyState Bank customer, you'll need:
- Your contact details, including a phone number and email address;
- Two types of ID (Driver's Licence, Passport and Medicare Card are accepted);
- Your Tax File Number or Exemption Code (this is optional, however, if you don't provide it, we are required by law to deduct withholding tax at the highest marginal tax rate); and
If you are an existing MyState Bank customer, you'll need:
- Your MyState Bank Customer Number;
- Your Tax File Number or Exemption Code (this is optional, however, if you don't provide it, we are required by law to deduct withholding tax at the highest marginal tax rate); and
NOTE: When applying for a Christmas Account online MyState Bank may require you to provide identification information in order to comply with regulatory requirements.
To apply for a joint account, both applicants need to complete their details separately.
Important Information
- Financial Services Guide
- Terms & Conditions for Deposit Accounts & Electronic Banking
- Fees and Charges for Deposit Accounts
- Interest Rates for Personal Deposit Accounts
- Privacy Policy
Resources
- Minimising fees & charges
- Overseas Travel
- Foreign Currency
- Financial hardship
- Deceased Estates
- Financial Claims Scheme
Open a Christmas Account
Calculators
At MyState Bank we want to give you as much help as we can in managing your finances. Wherever you are in life, these calculators will assist you in planning for your financial needs.
We’re here to help
With over 50 years experience our local, friendly staff can help you find what you're looking for.
1 Payments are typically received in under a minute when made between participating financial institutions. PayID is only available for use with the New Payments Platform through participating institutions.