I travel a lot, or sometimes can’t get mobile coverage. Can I still make payments without SMS Security?

I travel a lot, or sometimes can’t get mobile coverage. Can I still make payments without SMS Security?

Yes, you can pre-authenticate any regular transfers by creating Contacts for your payees or billers. Create your Contacts while you’re in mobile phone range, by entering the secure two-factor authentication code to pre-authenticate each Contact.

When your Contacts are set up you can make payments to these Contacts any time you like without the two-factor authentication step.