Legal
Important Information
Advice provided by MyState Bank on this website does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate advice for you. MyState Bank recommends you read our Product Disclosure Documentation below before acquiring the product. Loan applications are subject to MyState Bank credit approval criteria and may also require approval of a Lenders Mortgage Insurer. Terms and conditions, fees and charges apply. Fees and charges are subject to change.
Financial Services Guide
Credit Guides
Target Market Determinations
From 5 October 2021, this page will include the Target Market Determinations for MyState Bank financial products.
A Target Market Determination is a document created by MyState Bank which describes:
- the class of customers within the target market for the product;
- any conditions or restrictions on how the product can be distributed to customers;
- events or circumstances that will require MyState Bank to review the Target Market Determination for a financial product; and
- (for some products) the information that third party distributors must provide MyState Bank.
We’re required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019. This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our financial products.
Deposit Accounts (Savings, Transactions & Term Deposits)
- Terms & Conditions for Deposit Accounts & Electronic Banking
- Fees and Charges for Deposit Accounts
- Interest Rates for Personal Deposit Accounts
- Interest Rates for Business Deposit Accounts
- Terms & Conditions for No Longer Offered Deposit Accounts & Electronic Banking
- Terms & Conditions for No Longer Offered Deposit Accounts & Electronic Banking Formerly offered by The Rock
- Interest Rates for No Longer Offered Personal Deposit Accounts
- Interest Rates for No Longer Offered Deposit Accounts Formerly offered by The Rock
- Fees & Charges for No Longer Offered Deposit Accounts
- Fees & Charges for No Longer Offered Deposit Accounts Formerly offered by The Rock
- Cheque Facility Terms & Conditions
- Terms & Conditions Cash Management Account & Electronic Banking (No longer offered)
- Dixon High Yield Cash Account (available through Dixon Advisory & Superannuation Services)
Insurance Products
- Home insurance with flood cover product disclosure statement and policy
- Fundamentals home insurance with flood cover product disclosure statement and policy
- Car insurance product disclosure statement and policy
- Caravan insurance product disclosure statement and policy
- Boat insurance product disclosure statement and policy
- Landlords insurance with flood cover product disclosure statement and policy
- Travel insurance product disclosure statement and policy
- Mortgage Protection Product Disclosure Statement (No longer offered)
- Loan Protection Product Disclosure Statement (No longer offered)
- Home Building key fact Sheet
- Home Contents key fact Sheet
