Why a Basic Account?

Simplify your life and get back to basics with our Basic Account.

Reduced fees

And no monthly account fee

Spend smarter

Loaded with clever new banking tech that shows you where your money goes

Pay your way

With ApplePay, Google Pay™, Samsung Pay and more

No ATM fees

When using one of 10,000 major bank ATMs in Australia

Join 93,898+ of our customers who've changed the way they bank
Apple Store logo Google Play logo*

*Coming soon for Android 13

Earn up to 5.00% p.a. variable interest

Pair your Basic Transaction Account with a Bonus Saver Account and earn up to 5.00% pa variable interest on balances up to $250,000 to really boost your savings. Here's how:

What fees are associated with a Basic Account?

Fees for everyday use
Monthly account fee$0
ATM withdrawals A fee may be charged by the operator of the ATM$0
BPAY transactions$0
Direct Debit transactions$0
EFTPOS transactions$0
Internet Banking transfers$0
Other fees
Cash advance$0
Deposits via Bank@Post™$0
Withdrawals via Bank@Post™$0
Foreign currency conversion Percentage of the transaction amount3%
Overdrawn accounts & rejected transactions$0
Rejected transfers to external accounts$0

Other fees and charges may apply. For more detailed information about the Basic Account please see terms and conditions.


Financial Services Guide

Terms & Conditions

Fees and Charges

Interest Rates

Switch your salary over

Overseas Travel

Bank account calculators

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.