Why Special eSaver?

Our Special eSaver Account provides you with better variable interest rates the larger your savings are. The variable interest rate brackets are described below. No minimum balance and no ongoing deposit required, plus unlimited mobile and internet transactions, it's the ideal account to earn great interest without locking your money away. Other terms and conditions may apply.

No monthly account fee

Invest in future you and still enjoy the now, with no ongoing account management fees.

Freedom to withdraw anytime

No ongoing deposits required.

How it works

The more money you have in your account, the higher your interest rate is.

Balance Interest rate per annum
$0 - $24,999 0.05% p.a.
$25,000 - $49,999 0.10% p.a.
$50,000 - $149,999 0.35% p.a.
$150,000 - $249,999 0.50% p.a.
$250,000+ 0.50% p.a.

What fees are associated with a Special eSaver Account?

Fees for everyday use
Monthly account keeping fee$0
ATM withdrawalsA fee may be charged by the operator of the ATM$0
BPAY transactions$0
Direct Debit transactions$0
EFTPOS transactions$0
Internet Banking transfers$0
Other fees
Cash advance$0
Deposits via Bank@Post™$0
Withdrawals via Bank@Post™$3
Foreign currency conversionPercentage of the transaction amount3%
Overdrawn accounts & rejected transactions$15
Rejected transfers to external accounts$16.50

Other fees and charges may apply. For more detailed information about the Special eSaver Account please see terms and conditions.

Open an account online in under 5 minutes

Apply online

You will need two forms of ID and about 5 mins

Receive your email

This will have your Customer Number and a temporary password

Login

Login to the MyState Bank App or Internet Banking

Ready to use

Your VISA Debit Card will arrive shortly, ready to be activated

Resources

Financial Services Guide

Terms & Conditions

Fees and Charges

Interest Rates

Calculators