Summary of key benefits
Use the table below to find out the key benefits of our Home and Contents Insurance to decide which cover is best for you. If you need assistance or more information, please contact us.
| Key benefits |
Accidental Damage
|
Listed Events
|
| Accidental Damage cover |
Yes
|
Fixed glass and windows only
|
| Accidental Loss cover |
Yes
|
No
|
| Electrical burnout of motors and pumps less than 15 years old |
Yes
|
Yes
|
| Replacement of keys and repair and re-coding of locks and barrels for either external doors or windows |
Unlimited
|
Up to $1,000
|
| Money and negotiable documents |
Up to $1,200
|
Up to $750
|
| Credit card loss liability |
Up to $5,000
|
Up to $5,000
|
| Works of art including paintings and rugs |
Up to $20,000 per item, unless specified separately
|
Up to $20,000 per item, unless specified separately
|
| Loss of frozen foods as a result of domestic freezer failure |
Unlimited
|
Up to $500
|
| Loss of frozen food from any cause |
Unlimited
|
No
|
| No loss sharing penalty for underinsurance |
Yes
|
Yes
|
| New for old contents cover |
Yes
|
Yes
|
| Liability cover |
$20 million
|
$20 million
|
| Monthly payment option |
Yes
|
Yes
|
| Australia wide: | ||
| - Bicycles |
Yes
|
No
|
| - Mobile phones (up to $2,500) |
Yes
|
No
|
| - Photographic equipment (up to $2,500) |
Yes
|
No
|
| - Camping equipment |
Yes
|
No
|
We’re here to help
With over 50 years experience our local, friendly staff can help you find what you're looking for.
MyState Bank Limited (MyState) acts under its own Australian Financial Services Licence and under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance (CGU), the product issuer. IALs normal underwriting terms and conditions, acceptance criteria and product terms and conditions apply. Consider the appropriateness of any product to your own circumstances, and read IALs Product Disclosure Statement (PDS) at mystate.com.au. MyState ABN 89067729195 AFSL 240896 Australian Credit Licence 240896