A credit report contains your personal information and details of your credit history. Your report can only be obtained by a credit provider if you have applied for a loan with them and have provided your consent as part of the application.
Detailed information on your credit report can be found here: https://www.creditsmart.org.au/manage-your-credit-report/what-to-check-in-your-credit-report/. A sample credit report can be found here: Sample Credit Report
