Bank Accounts

Accounts for everyone

Ways to bank at MyStateBank

Join 93,898+ of our customers who've changed the way they bank
Apple Store logo Google Play logo*

*Coming soon for Android 13

More about Bank Accounts

Frequently Asked Questions

What do you need to open a bank account?

You can apply for any MyState Bank account online in less than 5 minutes. As an existing MyState Bank customer, simply log into your personal online portal to open a new account. For new customers, all you will need is two forms of identification (Passport, Driver’s Licence, Medicare Card, etc). To qualify, you need to be at least 14 years of age, an Australian resident and have an Australian mailing address.

Can you open a bank account online?

Yes, absolutely. You’ll need about 5 minutes and two forms of identification to get started. Once you have submitted your application online, you’ll receive an email with a link and a temporary password to access the MyState Bank online platform and mobile App. You will also receive a digital VISA debit card that you can save to your favourite mobile device and start using immediately. Your physical debit card will be mailed to you.

How to check a bank account balance on my phone?

All available bank accounts with MyState Bank can be accessed and managed quickly and easily from your favourite mobile device using the MyState Bank App. You can login to check your account balance, transfer money, pay a bill, set up regular and automated payments and more.

Our online App, however, is more than just somewhere to quickly check your balance. Enjoy a range of additional features like automated low balance notifications that alert you when your account balance is too low for your upcoming payments and debits. Get incisive and relevant data including spending reports to track where your money goes, how often and how you can reduce your spending to support your savings goals. Seamlessly link all of your MyState Bank accounts via our App and manage all of your money from one easy, simple and powerful application.

How to close a bank account?

To speak with a customer service agent today about your banking options, as well as to close your existing MyState Bank accounts, call our friendly team on 138 001.


Financial Services Guide

Terms & Conditions

Fees and Charges

Interest Rates

Switch your salary over

Overseas Travel

Bank account calculators

1 Payments are typically received in under a minute when made between participating financial institutions. PayID is only available for use with the New Payments Platform through participating institutions.

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay, Google Play and Google Pay logo are trademarks of Google LLC.

Samsung Pay and Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd. Samsung devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S8 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2. Loyalty cards are not available on Samsung Pay on Gear.

Fitbit Pay is available on Fitbit Iconic and Fitbit Versa. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Fitbit terms and conditions may also apply to using the Fitbit Pay app, please refer to their website for further information.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Garmin terms and conditions may also apply to using the Garmin Pay app, please refer to their website for further information.

RateCity Gold Award 2022, 2023 and 2024.

Mozo Experts Choice Award 2022 and 2023.

Finder Awards Highly Commended 2023 and 2024.