Accounts for everyone
Transaction Accounts
Our transaction bank accounts are packed full of features to simplify your everyday banking.
Savings Accounts
Our savings bank accounts can earn you interest in ways that suit your life.
Term Deposits
Enjoy a fixed return income from your investment at competitive interest rates.

RateCity award winner
Our Bonus Saver Account won the Gold Award for Best Savings Account Regular Savers.

Savings guaranteed
On deposits up to $250,000 per customer by the Australian Government.

Get what you expect
We’re transparent about fees. Access your money without unexpected costs.
Ways to bank at MyStateBank



ATMs
MyState Bank cards can be used direct charge free at over 10,000 ATMs Australia-wide.
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MyState Bank App
- Fingerprint login, balance peek & eStatements are just some of the ways we make banking easier.
- Osko payments let you send and receive money in under 60 seconds.1
- PayID lets you replace account numbers with your mobile phone number.
More about Bank Accounts

Joint Bank Account
A joint bank account can be either a transaction or savings account held by multiple account holders who can all deposit and withdraw funds.
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Open a Bank Account
Whether you’re a new bank customer or an existing customer, learn how to open a bank account for everything from your everyday transactions to dedicated high interest savings options.
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Compare Bank Accounts
Compare bank accounts and savings options online with MyState Bank. We offer our customers a range of banking options and facilities, including day to day transaction accounts and accounts to help you achieve your savings goals like term deposits and high interest savings accounts.
Learn moreFrequently Asked Questions
You can apply for any MyState Bank account online in less than 5 minutes. As an existing MyState Bank customer, simply log into your personal online portal to open a new account. For new customers, all you will need is two forms of identification (Passport, Driver’s Licence, Medicare Card, etc). To qualify, you need to be at least 14 years of age, an Australian resident and have an Australian mailing address.
Yes, absolutely. You’ll need about 5 minutes and two forms of identification to get started. Once you have submitted your application online, you’ll receive an email with a link and a temporary password to access the MyState Bank online platform and mobile App. You will also receive a digital VISA debit card that you can save to your favourite mobile device and start using immediately. Your physical debit card will be mailed to you.
All available bank accounts with MyState Bank can be accessed and managed quickly and easily from your favourite mobile device using the MyState Bank App. You can login to check your account balance, transfer money, pay a bill, set up regular and automated payments and more.
Our online App, however, is more than just somewhere to quickly check your balance. Enjoy a range of additional features like automated low balance notifications that alert you when your account balance is too low for your upcoming payments and debits. Get incisive and relevant data including spending reports to track where your money goes, how often and how you can reduce your spending to support your savings goals. Seamlessly link all of your MyState Bank accounts via our App and manage all of your money from one easy, simple and powerful application.
To speak with a customer service agent today about your banking options, as well as to close your existing MyState Bank accounts, call our friendly team on 138 001.
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1 Payments are typically received in under a minute when made between participating financial institutions. PayID is only available for use with the New Payments Platform through participating institutions.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay, Google Play and Google Pay logo are trademarks of Google LLC.
Samsung Pay and Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd. Samsung devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S8 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2. Loyalty cards are not available on Samsung Pay on Gear.
Fitbit Pay is available on Fitbit Iconic and Fitbit Versa. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Fitbit terms and conditions may also apply to using the Fitbit Pay app, please refer to their website for further information.
Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Garmin terms and conditions may also apply to using the Garmin Pay app, please refer to their website for further information.
RateCity Gold Award 2023
Mozo Experts Choice Award 2022 and 2023
Finder Awards Highly Commended 2023