Accounts for everyone

Better banking, made easy

We believe banking should be simple with less fees. That’s why our award winning accounts are designed to be just that. Find out why over 170,000 Australians are choosing to bank with us every day.

Aussie, Aussie, Aussie

We’re Australian owned and have a proud local history that goes back more than 65 years.

Less fees, more freedom

No monthly account keeping fees, no ATM withdrawal fees, no fees for everyday banking.

Your money, guaranteed

Balances up to $250,000 are protected under the Australian Government Guarantee, so your money is in safe hands.

Speak to a real person

Our friendly customer care team is right here in Australia, so you’ll always speak to a real person that understands.

Ways to bank at MyStateBank

Your new easier, friendlier, better app is now available to download.

More about bank accounts

Frequently Asked Questions

What do you need to open a bank account?

You can apply for any MyState Bank account online in less than 5 minutes. As an existing MyState Bank customer, simply log into your personal online portal to open a new account. For new customers, all you will need is one form of identification (Australian Driver Licence or Passport). To qualify, you need to be at least 14 years of age, an Australian resident and have an Australian mailing address.

Can you open a bank account online?

Yes, absolutely. You’ll need about 5 minutes and 1 form of identification to get started. Once you’ve successfully submitted your application online, you’ll receive an email with your account details and information on how to access your app and internet banking. If you have an iOS device you’ll be able to set up Apple Pay. Just add your new MyState Visa Debit card to your Apple Wallet and start using it immediately. Your physical card will be mailed to you.

How to check a bank account balance on my phone?

All of your MyState Bank accounts can be accessed and managed quickly and easily from your app. You can login to check your account balance, transfer money, pay a bill, set up regular and automated payments and more.

How to close a bank account?

To speak with a customer service agent today about your banking options, as well as to close your existing MyState Bank accounts, call our friendly team on 138 001.


Financial Services Guide

Terms & conditions

Fees and charges

Interest rates

Switch your salary over

Overseas travel

Bank account calculators

1 Payments are typically received in under a minute when made between participating financial institutions. PayID is only available for use with the New Payments Platform through participating institutions.

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay, Google Play and Google Pay logo are trademarks of Google LLC.

Samsung Pay and Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd. Samsung devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S8 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2. Loyalty cards are not available on Samsung Pay on Gear.

Fitbit Pay is available on Fitbit Iconic and Fitbit Versa. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Fitbit terms and conditions may also apply to using the Fitbit Pay app, please refer to their website for further information.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Garmin terms and conditions may also apply to using the Garmin Pay app, please refer to their website for further information.

RateCity Gold Award 2022, 2023 and 2024.

Mozo Experts Choice Award 2022 and 2023.

Finder Awards Highly Commended 2023 and 2024.