Why Access Assist?
Our Access Assist Account is an everyday ‘at-call’ account that has no Monthly Account Fee and unlimited transactions while also offering a great interest rate2. Designed as a transaction fee-free account for customers who receive an eligible Government Pension or Allowance that is subject to Australian Government Deeming Rules or who are aged 55 years of age or older and are a self-funded retiree, this is a great way to transact fee-free and a secure way to earn interest on your savings at the same time.
And no monthly account fee
Loaded with clever new banking tech that shows you where your money goes
Pay your way
With ApplePay, Google Pay™, Samsung Pay and more
No ATM fees
When using one of 10,000 major bank ATMs in Australia
Join 93,898+ of our customers who've changed the way they bank
Access Assist Account Interest Rates
|Balance||Interest rate per annum|
|$0 - $1,999||0.00%*|
|$2,000 - $46,599||0.10%**|
* Rate applies to the full balance up to $1,999
** Rate applies to the portion of the balance between $2,000 and $46,599 only
*** Rate applies to the portion of the balance above $46,600 only
Read all our Interest Rates for Personal Deposit Accounts
What fees are associated with a Access Assist Account?
Help & Support
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1 Payments are typically received in under a minute when made between participating financial institutions. PayID is only available for use with the New Payments Platform through participating institutions.
2 It is important to note that the interest rate that is paid on this account is not the same as or aligned to the Australian Government Deeming Rate.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.