Over 50 years experience
Our local Customer Care team are here to help you. Give them a call on 138 001.
On deposits up to $250,000 per customer by the Australian Government.
112,000 satisfied customers
Banking with us everyday.
MyState Bank App
Any time you need to transfer between your accounts, check your balance or pay someone, you’re always covered – wherever you are.
Fingerprint login, balance peek & eStatements are just some of the ways we make banking easier.
Osko payments let you send and receive money in under 60 seconds.1
PayID lets you replace account numbers with your mobile phone number.
Frequently asked questions
|Balance||Interest rate per annum|
|$0 - $1,999||0.00%*|
|$2,000 - $46,599||0.10%**|
* Rate applies to the full balance up to $1,999
** Rate applies to the portion of the balance between $2,000 and $46,599 only
*** Rate applies to the portion of the balance above $46,600 only
Read all our Interest Rates for Personal Deposit Accounts
To open an account, you need to receive an eligible Government Pension or Allowance that is subject to Australian Government Deeming Rules or who are aged 55 years of age or older and are a self-funded retiree.
You can call us on 138 001 to get the ball rolling.
If you need help downloading the MyState Bank Mobile App, check out these handy instructions.
Learn more about cashless payments and how to get started here.
- Financial Services Guide
- Terms & Conditions for Deposit Accounts & Electronic Banking
- Fees and Charges for Deposit Accounts
- Interest Rates for Personal Deposit Accounts
- Minimising fees & charges
- Overseas Travel
- Foreign Currency
- Financial hardship
- Deceased Estates
- Financial Claims Scheme
Open an Access Assist Account
1 Payments are typically received in under a minute when made between participating financial institutions. PayID is only available for use with the New Payments Platform through participating institutions.
2 It is important to note that the interest rate that is paid on this account is not the same as or aligned to the Australian Government Deeming Rate.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay, Google Play and Google Pay logo are trademarks of Google LLC.
Samsung Pay and Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd. Samsung devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S8 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2. Loyalty cards are not available on Samsung Pay on Gear.
Fitbit Pay is available on Fitbit Iconic and Fitbit Versa. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Fitbit terms and conditions may also apply to using the Fitbit Pay app, please refer to their website for further information.
Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Garmin terms and conditions may also apply to using the Garmin Pay app, please refer to their website for further information.