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Mobile Banking

What is BPAY® and how do I use it?
Setting up your new transaction account
Easy ways to move your money with no fees
Registered devices
Changing your passcode for the mobile app
Is there a redraw minimum?
How do I close my bank account?
Switch on your Visa Debit card
My card is lost or stolen
How to download and access the mobile app
How to reset your password
Set up Apple Pay
Password Safety
Direct Debits and Recurring Payments
Can I make payments using SMS Security while I am overseas?
Open Banking
Can I redraw from my personal loan or home loan account via online banking or the mobile app?
Logging out of Online Banking or the Mobile App
Online Statements – Why make the switch?
How do I set up a recurring or future dated payment?
NPP Payment Holds
Update your personal contact details
What is multi-factor authentication (MFA)?
How to create a new payee or biller
How do I make a real time payment?
How do I transfer to another bank (a third party)?
How do I transfer money between my own accounts?
How do I register a PayID?
Manage my daily transfer limits
How do I register for online banking?
Can I order a replacement card online?
Access your Statements in the Mobile App
Adding or updating an email address
How do I change my password?
Contact Customer Care
How do I activate my new card?
What is a PayID?
Register for online statements
Setting up your app log in
Are you ready for your tax return?
How do I edit or delete a future payment?
Can I change the PIN on my card?
Which operating systems are best to use with online banking?
I have just received an SMS message yet I am not logged in to Internet Banking
I transferred money to the incorrect account
I can’t use a different Customer Number
I can’t receive the secure SMS code. What can I do?
How much does is cost to order a new card?
Visa Secure and eftpos Secure
When does the SMS Security code expire?
What is the New Payments Platform (NPP)?
What is Osko?
Recurring card payments
Is there a fee to redraw online?
I can’t find my billers and payees
Check your balance and previous transactions
Why can’t I change my mobile phone number myself?
I travel a lot, or sometimes can’t get mobile coverage. Can I still make payments without SMS Security?
My card expires this month and I haven’t received my new card
I have deleted a contact, but the payment is still going to this payee/biller?
I don’t want to receive an SMS every time I make a payment – how can I stop this?
I keep getting an error message when I try to access the profile page?
Why can’t I see all my accounts listed in Internet Banking?
How long does it take for a new card to arrive?
What happens to my SMS Security if I change my mobile number?
How soon are funds received in the accounts I transfer to?
How do I change my address to an overseas address?

Internet Banking

What is BPAY® and how do I use it?
Setting up your new transaction account
Easy ways to move your money with no fees
Registered devices
Is there a redraw minimum?
How do I close my bank account?
Switch on your Visa Debit card
My card is lost or stolen
How much can I spend on my card without exceeding my limit?
How to reset your password
Password Safety
Direct Debits and Recurring Payments
Can I make payments using SMS Security while I am overseas?
Open Banking
Changing your password for internet banking
Can I redraw from my personal loan or home loan account via online banking or the mobile app?
Logging out of Online Banking or the Mobile App
Online Statements – Why make the switch?
How do I set up a recurring or future dated payment?
NPP Payment Holds
Update your personal contact details
What is multi-factor authentication (MFA)?
How to create a new payee or biller
How do I make a real time payment?
How do I transfer to another bank (a third party)?
How do I transfer money between my own accounts?
How do I register a PayID?
Manage my daily transfer limits
How do I register for online banking?
Can I order a replacement card online?
Adding or updating an email address
How do I change my password?
Contact Customer Care
How do I activate my new card?
What is a PayID?
Register for online statements
Are you ready for your tax return?
How do I edit or delete a future payment?
Can I change the PIN on my card?
Which operating systems are best to use with online banking?
Having problems logging in to Internet Banking?
I have just received an SMS message yet I am not logged in to Internet Banking
I transferred money to the incorrect account
I can’t receive the secure SMS code. What can I do?
Identity verification changes for driver’s licence
Manage my daily transfer limits
How much does is cost to order a new card?
Visa Secure and eftpos Secure
When does the SMS Security code expire?
What is the New Payments Platform (NPP)?
What is Osko?
Session time outs
Recurring card payments
Is there a fee to redraw online?
I can’t find my billers and payees
Why can’t I change my mobile phone number myself?
I travel a lot, or sometimes can’t get mobile coverage. Can I still make payments without SMS Security?
My card expires this month and I haven’t received my new card
I have deleted a contact, but the payment is still going to this payee/biller?
I don’t want to receive an SMS every time I make a payment – how can I stop this?
I keep getting an error message when I try to access the profile page?
Why can’t I see all my accounts listed in Internet Banking?
How long does it take for a new card to arrive?
What happens to my SMS Security if I change my mobile number?
How soon are funds received in the accounts I transfer to?
How do I change my address to an overseas address?

Digital Wallets

Setting up your new transaction account
Easy ways to move your money with no fees
Switch on your Visa Debit card
What should I do if my Samsung Pay device is lost or stolen?
Set up Samsung Pay
Set up Google Pay
Set up Apple Pay
What should I do if my Apple Watch, iPhone or iPad is lost or stolen?
Setup Garmin Pay
What should I do if my Garmin device is lost or stolen?
What should I do if I lose my Google Pay phone, tablet or watch?

Customer Care

My card is lost or stolen
Financial Hardship Assistance
Call Customer Care
Contact Customer Care
Are you ready for your tax return?
Identity verification changes for driver’s licence
What’s a Tax File Number (TFN)?
Support Services
Why can’t I change my mobile phone number myself?
How do I change my address to an overseas address?

ATMs

Easy ways to move your money with no fees
Withdraw cash for free

Security

Registered devices
Changing your passcode for the mobile app
Switch on your Visa Debit card
My card is lost or stolen
What should I do if my Samsung Pay device is lost or stolen?
Password Safety
Keep your browser and operating system up-to-date
Changing your password for internet banking
What should I do if my Apple Watch, iPhone or iPad is lost or stolen?
NPP Payment Holds
Update your personal contact details
What is multi-factor authentication (MFA)?
How do I change my password?
Setting up your app log in
Can I change the PIN on my card?
Security Contacts
Identity verification changes for driver’s licence
Visa Secure and eftpos Secure
Use secure websites
Two-factor Authentication
Protect your computer
Firewall protection
What happens to my SMS Security if I change my mobile number?

Branches

Branch opening hours
Withdraw cash for free
Branch locations
Branch services

Bank Accounts

Foreign Currency Cheques
What is BPAY® and how do I use it?
Setting up your new transaction account
MyState Bank BSB Number
Switch your salary over to your MyState Bank account
Easy ways to move your money with no fees
Changing your passcode for the mobile app
How do I close my bank account?
Switch on your Visa Debit card
How do I withdraw from my offset account?
My card is lost or stolen
Deceased estates
MyState Bank Customer Number
Set up Apple Pay
Password Safety
Direct Debits and Recurring Payments
Open Banking
Changes to customer cheque book facilities
Minimising fees and charges
Changing your password for internet banking
Can I redraw from my personal loan or home loan account via online banking or the mobile app?
Logging out of Online Banking or the Mobile App
Online Statements – Why make the switch?
How do I set up a recurring or future dated payment?
NPP Payment Holds
How to create a new payee or biller
How do I make a real time payment?
How do I transfer to another bank (a third party)?
How do I transfer money between my own accounts?
How do I register a PayID?
Manage my daily transfer limits
How do I register for online banking?
Access your Statements in the Mobile App
How do I activate my new card?
What is a PayID?
Register for online statements
Are you ready for your tax return?
Can I change the PIN on my card?
How much does is cost to order a new card?
Visa Secure and eftpos Secure
Telegraphic Transfers
Overseas travel
What’s a Tax File Number (TFN)?
What is the New Payments Platform (NPP)?
What is Osko?
The Financial Claims Scheme
Recurring card payments
My card expires this month and I haven’t received my new card
How long does it take for a new card to arrive?
How soon are funds received in the accounts I transfer to?
What to do if you think you’ve been targeted by a scam or fraud
Foreign Resident Tax Reporting

Home Loans

Credit Reporting
How does CCR impact me?
MyState Bank BSB Number
Is there a redraw minimum?
Deceased estates
MyState Bank Customer Number
Can I redraw from my personal loan or home loan account via online banking or the mobile app?
When is my next repayment due?
What’s a credit report?
What’s a credit reporting body?
What is the New Payments Platform (NPP)?
What is Osko?
What is Lenders Mortgage Insurance?
What is credit reporting?
Is there a fee to redraw online?
How much is my next repayment?
How do I maintain a good credit score?
How do I fix an error on my credit report?
How can I access my credit report?
Home Loan Redraw
What is the impact of having a good or bad credit record?
Your guide to Break Cost Fees

Term Deposits

MyState Bank BSB Number
Deceased estates
MyState Bank Customer Number
What happens at maturity?
Transfer money into a Term Deposit
Can I access my funds early?

Insurance

How to make an insurance claim
How to value home and contents
Are you under insured?

Personal Loans

Credit Reporting
MyState Bank BSB Number
Is there a redraw minimum?
Deceased estates
MyState Bank Customer Number
Can I redraw from my personal loan or home loan account via online banking or the mobile app?
When is my next repayment due?
What’s a credit report?
What’s a credit reporting body?
What is the New Payments Platform (NPP)?
What is Osko?
What is credit reporting?
Is there a fee to redraw online?
How much is my next repayment?
How do I maintain a good credit score?
How do I fix an error on my credit report?
How can I access my credit report?
What is the impact of having a good or bad credit record?

Scam Awareness

Investment Scams
Buying and Selling Scams
Phishing Scams
Password Safety
NPP Payment Holds
Impersonation Scams
Romance Scams
Remote Access Scams
Messages from the ATO
Business Email Compromise (BEC)

Interest Rates

What can you do to prepare for your fixed rate ending?
What can I do if I can barely afford my current repayment, let alone an increased repayment?
How can I find out if my home loan repayments are changing?
When do interest rates rise for variable home loans?
Why is MyState advertising lower interest rates than what I am paying?
Aren’t rate increases just about banks making more money?
Can you reverse rate increases on loans if asked?
I currently pay extra on my home loan, how will this affect me?
How will the rate changes affect me?
Are sponsorships like the Jack Jumpers / MyState Bank Arena part of the reason why you’re raising my rate?
Are you increasing your deposit rates?
Will fixed interest rate loans increase?
Can I change my loan from variable rate to a fixed rate loan?

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Disclosure Documentation

Target Market Determinations

Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please consider the relevant Disclosure Documentation and Target Market Determinations before acquiring any product. Please review our Financial Services Guide (FSG) before accessing information on this website. Loan applications are subject to MyState's credit approval criteria. Terms and conditions, fees and charges may apply. Information, including any rates, are current as at 21 January 2026 and are subject to change.

© MyState Bank Limited (MyState Bank) ABN 89 067 729 195 AFSL 240896 Australian Credit Licence Number 240896. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.

MyState’s BSB number : 807-009

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From 12 February 2026, some savings and variable loan interest rates will increase by 0.25% p.a. Learn more