5 smart ways to reach your goals
At MyState Bank, we believe every goal needs a game plan, whether you’re saving for your first home, planning your next big move, or just trying to stay on track with your everyday spending.
We’ve teamed up with former JackJumpers Captain and now MyState Bank’s Chief Goal Setter, Clint Steindl, to share his go-to approach for turning goals into wins.
“After years of experience setting goals as an athlete, I’ve developed a simple framework I rely on to stay focused and motivated.”
- Clint Steindl, Chief Goal Setter
No matter what your goals are - learn how you can incorporate Clint’s pro athlete mindset to setting goals and actually achieving them!
1. Be specific
Vague goals = vague results.
Vague goals lead to vague results, so it's crucial to be as specific as possible.
Instead of: “I want to get fit.”
Try: “I want to run 5km in under 30 minutes by the end of the month.”
MyState Bank tip:
Goal to build your savings? Try the ‘set and forget’ method by setting up a recurring transfer between your Glide and Bonus Saver account each payday.
2. Set goals you can actually reach
Dream big, but keep it realistic.
While aiming high is important, it's also important to ensure that your goals are actually achievable.
Instead of: “I’ll save half my salary.”
Try: “I’ll start by putting away 10% of my salary.”
MyState Bank tip:
Want to see exactly where your money’s going every month? Turn on Insights in your MyState app and get a breakdown of where your money is actually going.
3. Write it down
Put pen to paper.
Putting your goals in writing helps you stay focused and accountable.
Try keeping a journal, setting calendar reminders, or writing them on the fridge.
MyState Bank tip:
Rename your Bonus Saver to match your goal, like ‘New fridge’ or ‘Emergency fund’.
4. Track your progress
Set it and then track it.
Setting a goal is just the beginning, tracking your progress is where the real growth happens. Regularly check in with yourself to assess how far you've come and adjust if necessary. If you're not progressing as quickly as you'd like, figure out why and fix it – You got this!
MyState Bank tip:
Compare your current month's spending categories with the previous month using Insights
5. Stay flexible
Life happens. Goals change.
Life is unpredictable and sometimes, things don't go as planned, the trick? Don't get discouraged and give up, instead be flexible and adapt to the new plan. Flexibility is key to maintaining momentum. If a goal is no longer relevant or if new opportunities arise, it's okay to adjust your plan.
MyState Bank tip:
Your Bonus Saver and Glide account make a powerful pair for anyone working towards a financial goal big or small.
Clint Steindl
Chief Goal Setter
This information is general in nature and is intended for educational purposes only. It does not constitute financial advice.
Target Market Determinations (TMD) for these products are available at mystate.com.au/legal/
