Simple habits that could actually help you reach your savings goals
Low-effort, simple habits that can help you reach your savings goal sooner.
Set savings to auto‑pilot
One of the easiest ways to save is to take the decision-making out of it. Setting up a recurring transfer on pay day means your savings happen automatically, helping you to save consistently without the extra mental load. It’s a win-win!
Monthly money check‑ins
Checking in on your finances once a month helps you stay connected to your progress. It’s a chance to see what’s working, what’s not, celebrate small wins and reflect on the last month's spending.
Want an insight into your money each month? Learn more about Insights
Planning for the unexpected
Life rarely sticks to the plan. Unexpected costs like car repairs, vet bills or last-minute travel can quickly derail your savings (and motivation). Having a small emergency fund can help with unexpected expenses, without abandoning your savings goals. Even $20 a month can build a useful buffer over time.
Create a realistic budget
For many people, the idea of a budget feels overwhelming or restrictive. Instead, think of it as a map for your money, showing you where your money is going each month and how long it’s going to take to reach your current savings goals.
Not sure where to start? Use our budget planner to see a detailed break down your finances
By building these simple habits into your routine, you’re one step closer to reaching your savings goals - no matter how small or big the goal is.
