• Skip to content
  • Skip to internet banking login
  • Skip to login options
  • Skip to search
Protect the things you love this summerProtect the things you love this summerProtect the things you love this summerProtect the things you love this summer
  • Banking
    • Transaction accounts
      • Glide account
      • Access Assist account
      • Basic account
      • SMSF options
    • Savings accounts
      • Bonus Saver account
      • Special eSaver account
      • Christmas account
      • SMSF options
      • Interest rates
    • Term Deposits
      • Interest rates
    • Online banking
      • Other ways to bank
      • Digital wallets
      • PayID
      • Personalised insights
      • PayTo
    • Calculators
      • Savings plan calculator
      • Budget planner
      • Term Deposit calculator
      • Income tax calculator
  • Home loans
    • Products
      • Basic Variable home loan
      • Special Residential home loan
      • Fixed Rate home loan
      • Standard Variable home loan
      • Residential Investment home loan
      • Interest rates
    • Calculators
      • Borrowing power calculator
      • Home loan repayment calculator
      • Extra repayments calculator
      • Lump sum payment calculator
      • Split loan calculator
      • Stamp duty calculator
      • Key fact sheet calculator
    • Next move
      • Increase your home loan
      • Buy my first home
      • Refinancing my existing home
      • Buy my next home
      • Build my new home
      • Renovate my home
      • Invest in property
  • Personal loans
  • Insurance
    • Home insurance
      • Home & contents insurance
      • Landlord insurance
    • Other insurance
      • Car insurance
      • Travel insurance
      • Caravan insurance
      • Boat insurance
    • Resources
      • Start a CGU claim
      • Are you under insured?
      • Guide to value your home and contents
      • Home contents insurance calculator
      • Home building insurance calculator
      • Start a St Andrew’s CCI claim
  • Business
    • Savings & investments
      • Business Online Saver
      • Term Deposits
      • Interest rates
    • Transaction accounts
      • Everyday Business account
  • About us
    • The human way to bank
      • Our company
      • MyState Limited
      • Customer charter
      • Banking code of practice
      • Sustainability
      • Reconciliation
      • Careers
    • Media centre
      • Important information
      • Mobile app
      • ASX announcements
    • Community
      • MyState Bank Arena
      • Tasmania JackJumpers
      • MyState Foundation
  • Help
    • Help & support
      • Help centre
      • Complaints & feedback
      • Financial hardship
      • Customer care
      • Extra care
      • Deceased estates
    • Security
      • Bank online securely
      • Smartphone security
      • Protect your identity
      • Stay scam smart
      • Shop online safely
      • Safe travels
    • Contact us
      • Email us
      • Visit a branch
Business Internet Banking Inward Telegraphic Transfer
Login
✕

Protect the things you love this summer

  • Home
  • About us
  • Media Centre
  • Community
  • Protect the things you love this summer

Protect the things you love this summer

30/11/2020

Things sure are heating up!

It’s that time of year when we are getting ready for celebrations and events, backyard BBQs, get-togethers, and even taking that well-deserved road trip away. However, when the temperature rises so can the number of insurance claims that are filed. Homeowners must be prepared to deal with anything that life may throw at them so that they can protect the things they love.

With summer just around the corner, it’s the perfect time to check that your insurance policies are up-to-date. Making sure that you have adequate coverage on your insurance is a great start, but there are other easy measures you can take to help keep your property and possessions safe this summer.

1. Pre-summer Property Clean

When stepping into summer it is important to think about how you can protect your home against bushfire season. A pre-summer clean around your home can be a good step towards making sure you limit fire risks. Start by removing any leaves, dead trees and rubbish from around your property. In particular, if you have gutters, make sure they get a good clean out. These materials serve as kindling for fires so it is important to keep your yard in check. Furthermore, ensure flammable liquids are also kept in fireproof containers and stored in cool and safe areas, particularly in areas that may be a higher risk for fires. If you haven’t already created and filled out a Bushfire checklist here’s one just in case. Bushfire Preparation Checklist.

2. Fire up the BBQ or Grill

As fun as it may be cooking a barbecue and entertaining your friends and family, always ensure that you are using your barbecue safely. Firstly, make sure your barbeque is safe to use before lighting it. If you are using a gas barbecue, make sure your gas cylinder hose has no leaks. A simple test for this is applying dishwashing liquid and water to the hose, this can quickly reveal escaping gas by releasing bubbles. If you are using a charcoal grill, make sure that it is out of the way of burnable objects that may be near or move away while the grill coals are hot. Choose a safe and flat surface area for your grill and ensure that it’s a safe distance from the house.

Make sure you keep children and pets away from open flames and hot grills. And ensure you wait until the grill is cooled down before storing or covering it. Right before you turn on the BBQ make sure you do clean and remove any combustible items that may be blown by the wind. And never leave your BBQ unattended (you wouldn’t want things to get too hot to handle!). However, accidents do happen, it’s just the way of life. Accidental damage cover could help you get out of strife, find out more.

3. Secure and protect your home

The summer season means that you are more likely to be out and about and not always going to be home. Unfortunately, this can also be peak season for break-ins and burglaries. Firstly, the simplest way to help avoid unwanted people coming into your home is to ensure you have strong locks on doors and windows. Make sure when you are planning on leaving the house do a full inspection for any security risk including the backyard – make sure your ladder is locked away!

If you have a home security system installed already make sure the technology is up-to-date. These days many surveillance systems can also enable you to view live-stream footage through your mobile phone, tablets or web browser. You can monitor your home anywhere at any time. And if you are planning to go away for an extended amount of time, why not ask a trusted friend or neighbour to keep an eye on your home, or even get them to house sit while you are away. In the unfortunate event of a break-in, you can have peace of mind when you conveniently combine both building and contents insurance on the one policy. Comprehensive cover for your home and contents can help cover the repair or replacement to your building and belongings. Take a look at the key benefits of our Home and Contents Insurance to decide which cover is right for you.

If you are looking to travel in the near future make sure you look into travel insurance. Our Travel Insurance offers a variety of policies to choose from to cover health, loss and damage to personal property, and interruption of your holiday, take a look now.

4. Road trip away

There’s probably nothing better than packing your bags and hitting the road for that long-awaited break away from home. Before hitting the road, make sure you give your car a once over at least a week leading up to your trip. Particularly if your car has not been serviced for a while.

Here are a handful of things to check:

  • Look under the hood
  • Check coolant
  • Check oil
  • Check other fluids (windscreen washer etc.)
  • Check tyres for balding and make sure they don’t need air
  • Make sure all your lights & brakes are working
  • No cracks in the windows
  • No flashing lights on the dash
  • AC is working properly
  • Jumper leads are present
  • You have a spare tyre, car jack & all the tools you need to change your tyre should you need to.

It does pay to have a mechanic give your car a look over before you go away to double-check that your car is safe to travel a long distance in. You wouldn’t want to be left stranded with a problem that could have been fixed. And finally (this should be a no-brainer) - never leave home without Car Insurance in place. If something was to happen, car insurance could help cover you for loss or damage. Also, consider roadside assistance too as you don’t want to get caught out without any help should you get stuck – “touch wood.”


Disclaimer:

MyState Bank Limited (MyState Bank) ABN 89 067 729 195 AFSL 240896 acts under its own AFSL and under an agreement with the Insurance product issuer, Insurance Australia Limited ABN 11 000 016 722 (IAL) trading as CGU Insurance.

This is general advice only and does not take into account your personal objectives, financial situation or needs and you should consider the appropriateness of any product to your own circumstances. IALs normal underwriting, terms and conditions, limitations, exclusions and acceptance criteria apply. Consider IALs Product Disclosure Statement (PDS) and the relevant Target Market Determination (TMD) at mystate.com.au/legal or call 138 001 to see if these products are right for you.

Share

Related posts

22/05/2025

5 smart ways to reach your goals


Read more
08/05/2025

Mother’s Day gifts she’ll actually love (and won’t break the bank)


Read more
03/04/2025

MyState Foundation launches community grants for 2025


Read more

Recent Articles

  • Interest Rate Changes
    Important Notice for Customers – Interest Rate Changes for Savings Accounts effective 27 May 2025
    23/05/2025
  • 5 smart ways to reach your goals
    22/05/2025
  • MyState Bank announces decrease to variable lending rates by 0.25%
    21/05/2025

Categories

  • Community
  • Home Loans
  • Important Information
  • Insurance
  • Mobile App
  • Personal Loans
  • Saving Accounts
  • Scams
  • Security
  • Term Deposits
  • Transaction Accounts

Archives

  • May 2025
  • April 2025
  • March 2025
  • February 2025
  • December 2024
  • November 2024
  • October 2024
  • September 2024
  • August 2024
  • July 2024
  • June 2024
  • May 2024
  • April 2024
  • February 2024
  • January 2024
  • December 2023
  • November 2023
  • September 2023
  • July 2023
  • June 2023
  • May 2023
  • March 2023
  • February 2023
  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • September 2022
  • August 2022
  • July 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • April 2021
  • March 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • May 2020
  • March 2020
  • February 2020
  • January 2020

Site Search

✕
Banking Transaction accounts Saving accounts Term Deposits Online banking
Home loans Basic Variable home loan Fixed Rate home loan Special Residential home loan Home loan repayment calculator
Insurance Car insurance Home insurance Travel insurance Landlord insurance
About us Media centre Community Careers Our company
Help Help & support Financial hardship Security Contact us
MyState Limited
Privacy
Security
Disclosure Documentation
Target Market Determinations

Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please consider the relevant Disclosure Documentation and Target Market Determinations before acquiring any product. Please review our Financial Services Guide (FSG) before accessing information on this website. Loan applications are subject to MyState's credit approval criteria. Terms and conditions, fees and charges may apply. Information, including any rates, are current as at 2 May 2025 and are subject to change.

© MyState Bank Limited (MyState Bank) ABN 89 067 729 195 AFSL 240896 Australian Credit Licence Number 240896. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.

MyState’s BSB number : 807-009
X
House Icon

MyState Bank announces decrease to variable lending rates by 0.25% - Learn more