MyState Bank cuts variable home loan rates by 0.25% p.a. August 2025

MyState Bank has announced a 0.25% p.a. reduction to variable lending rates, effective from 28 August, 2025.
This change will apply to:
- New and existing customers with owner-occupied and residential investment loans.
What to expect next?
We’ll be in touch: If your rate or repayments are changing, we’ll communicate with you directly, via email* or mail this month.
*To receive email communication, please provide us your email address and opt-in to receive digital communications by sending a secure message via online banking.
Questions?
Reach out to our local Lending Solutions Team, by:
- Secure message sent via Internet Banking or the MyState Banking App.
- Calling 138 001 during business hours
For our deposit customers, we’re reviewing interest rates and will advise of any changes.