Easier.
Friendlier.
Better.

Your new app and internet banking is here. Download now!

Loads better.

The new and improved MyState Bank app and internet banking experience are here. On this page, you can see how things work, what you’ll need to log in for the first time and where to find what you’re looking for. We appreciate that change can spark questions, so let’s get to answering them for you.

Here’s what you need to know


Mobile app customers – out with the old and in with the new!

The existing MyState Bank Mobile App is now replaced by a new app - this is not an update to your existing app. You’ll need to:

1

Download the new MyState Bank App

Click on the links above or go to the App Store or Google Play on your device, search ‘MyState Bank’ and download.

2

Enter your details

Open the app, select log in, enter your customer number and current internet banking password (not PIN) and click log in.

3

Change your details

Once you’ve entered these details, change your password and create a passcode or enable face or fingerprint ID log in (if your phone supports this).

By the way

You don’t need to click Register for online banking if you’ve used the app or internet banking in the last 12 months. This link is for MyState Bank customers new to online banking.

If you’re having trouble accessing the new app or internet banking, please go to the Trouble logging in for the first time? section below and check you have everything you need or call us on 138 001 and choose menu option #.

Forgotten your password?

You can easily reset your password by clicking on ‘Forgotten Password’ in the app or internet banking if you have an active Visa Debit Card.

By the way

You don’t need to click Register for online banking if you’ve used the app or internet banking in the last 12 months. This link is for MyState Bank customers new to online banking.

If you’re having trouble accessing the new app or internet banking, please go to the Trouble logging in for the first time? section below and check you have everything you need or call us on 138 001 and choose menu option #.

Forgotten your password?
You can easily reset your password by clicking on ‘Forgotten Password’ in the app or internet banking if you have an active Visa Debit Card.

Internet Banking customers

The existing internet banking experience is now replaced by your new one. Please follow the steps below to get set up.

1

Logging in

Click the login button next to Internet Banking on the MyState Bank website, you’ll see a new screen. Log in by typing in your Customer Number and current internet banking password.

2

Change your details

Once you’ve entered these details you’ll be asked to change your password (see FAQ’s below for updated password policy).

3

Verify

For your security, choose a 2-step verification method: text a secure code to your registered mobile or receive a notification to the new mobile app if you’re set up.

All customers

Prepare

We don’t want there to be any disruption to your banking. We strongly encourage you to download the new app or get set up on internet banking ASAP. You won’t be able to open any new accounts until you’re set up.

Reminder notices will be sent to customers that are online banking users but haven't set up in the new system during the changeover period.

Closure

We've removed the old MyState Bank app from the App Store and Google Play. If you still have the old app on your device it will not work after 22 July. You can download the new app and get set up to be able to use online banking.

Sneak peek at what’s new

You’ll find a few things in different places, some new features, and an altogether faster and friendlier experience.

Trouble logging in for the first time?

Here’s what you need before you log in.

1

Do we have your mobile and email address?

Check it on your app or internet banking and update us as required.

2

Do you know your internet banking password?

If not, you can reset it by hitting the Forgotten Password link on the app or internet banking. Have your Visa Debit card handy.

3

What is your customer number?

You can find it on your Visa Debit card or MyState Bank statement.

4

Have you logged in to the app or internet banking in the last 12 months?

If you’re registered for online banking but haven’t used it in the last 12 months you’ll need to contact us to get set up.

How-to videos

Not sure how to find your way around the app or your internet banking? Find your help videos here.

Stay scam smart

It’s important to remain alert and aware of potential scam activity. We will never ask you to disclose your confidential PIN, Internet Banking password or phone banking (available until 22 November 2024) access code over the phone, by email or in person.

Please only click on legitimate links, check that the web address includes mystate.com.au and a padlock symbol to show that it is secure. Alternatively, type the MyState Bank web address directly into your browser.


Learn more

What’s valuable to you

Frequently Asked Questions

Login and authentication

What password do I use to log in for the first time?

You can log in for the first time with your current password and you’re prompted to change it once you’re in.

If you don’t know your password, head to the app or internet banking and hit the Forgotten Password link. Have your Visa Debit card handy or you can use your personal details.

I’ve locked myself out of online banking. What can I do?

You can try resetting your password/passcode after a period of time by selecting Forgot password/passcode. If you can’t wait, you can call us on 138001 and we can help you get back into your banking.

I’ve tried to log into my internet banking but it’s saying I need a code.

Security has been enhanced to include multi-factor authentication (or MFA for short). We’ll need to have your valid mobile phone number connected to your customer profile so you can access the code and log into internet banking. If you’re having trouble please call us.

Will I be able to get into the old app once I set up the new one?

No, once you successfully download and set up the new app or log in to the new internet banking, your access to the old app will be blocked. So once you have the new app and its all working fine, please delete the old one.

How long is the password reset link valid for?

The link expires in 12 hours. If you need a new one, please call us on 138 001.

How can I disable face ID?
You can do it through your device settings, it’s not an app setting.
I’ve forgotten my password, how do I get it reset?
Head to the app or internet banking and hit the Forgot password link, and have your Visa Debit card handy.
Will there be changes to your password policy?

Yes, there will be changes to our password policy, with additional requirements added to enhance the strength of a password when it is being set or changed.

A password must have:

  • At least 8 characters
  • A mix of both UPPERCASE and lowercase letters
  • At least 1 number and 1 special character (e.g. !, *)
  • Symbols and numbers

AND

  • be different to your previous 10 passwords
  • not match your Customer Number
  • not match your email address
  • not match commonly used, expected or known compromised phrases (e.g. password, mystate)

Accounts and contacts

Will contacts be brought over from the old app to the new one?

Yes, everyone should be there. There’s nothing you need to do.

Where can I find my contacts to edit / delete?

At this stage, you can only add and view your current contacts when paying someone or setting up a BPAY payment.

We're working hard to bring you the latest app and internet banking services as quickly as possible, which means some features may take a little longer to roll out. Don't worry though, we're planning to add this feature very soon.

Why do I receive a code to my mobile when I create a new payee?
We’ve added an extra security layer before you complete the task to ensure it’s you.
Why don’t all my accounts appear when I’m making an internal transfer in internet banking?
Any accounts hidden from the account dashboard will also be hidden from the ‘from’ and ‘to’ fields when making an internal transfer in internet banking. If you’d like to use these accounts for an internal transfer please unhide them from the dashboard.
Will all of my personal and account information transfer over to the new digital platform?

Yes, all of your info will be there from launch day.

What are the two different balances displayed on the app?
The top balance in bold is what’s available, and the bottom balance is your total current balance.

Transactions

Will the transactions I make through the new app be visible in the old app and internet banking?
Any transfers, payments and other banking set-up you completed in the old systems will be carried across to the new ones. So if you paid your mate last Thursday, that transaction will still be there. If something doesn't look right, let us know how we can help.
What file type can I download the transaction listings in?
You can download transactions in PDF and CSV formats in internet banking. The download feature isn't available in the app.
How can I change my payment limits?

You can update your payment limits on the app or internet banking. These limits are now broken down into different types:

  • Osko payment - these are your NPP or near real-time payments that are usually completed in a couple of minutes.
  • Standard transfer - this type of transfer may take up to 3 business days to be completed.
  • BPAY - your bill payments through online banking.

Your payment limit includes all payments you make from the app or internet banking in a day, plus any scheduled payments that have been set up to go out on that same day.

If you need a higher limit to what’s available please call us on 138 001.

What’s changing?

The actions you perform every day like making payments and checking your accounts and transaction activity all work the same way but will look and feel a little different. You’ll find things in different places through the menu options – but rest assured it’s very intuitive and won’t take you long to get used to.

Will I require a new Visa Debit card?

No, you won’t need a new card. There will be no impact to your card and your card settings will remain the same.

Will I need to update my card in my digital wallet?

No, you won’t need to make any updates or changes to your Visa Debit card in your digital wallet. Your card settings will also remain the same.

Insights

Will there be changes to my personalised insights?

Yes, we’ve listened to your feedback and provided you with a new way to view and interact with your insights.

You’ll easily see information most relevant to you, including your trackers from the insights dashboard. Plus, new trackers for spending, cash flow and looking ahead will be available to help you keep an eye on your finances.

Are there any changes to the auto-savings functionality?

The basic functionality remains the same, but it will look different.

In the main, you won’t see spend tracking in the account view, it will be included in the insights hub where you can also manage your settings.

General

Are sneak peek balances available on the app?
Not yet! We're working hard to bring you the latest app and internet banking services as quickly as possible, which means some features may take a little longer to roll out.
Does the app have transaction alerts or low balance alerts?
Not yet! We're working hard to bring you the latest app and internet banking services as quickly as possible, which means some features may take a little longer to roll out.
What notifications will I receive from the app?
You will only receive notifications relating to messages within the app.
What is data sharing?

Data sharing is part of the industry’s emerging Open Banking service, which allows you to securely share some of your banking data with other accredited organisations that you trust online. For more info check out our Open Banking help article.

Are there any changes to business internet banking?
No, it’s business as usual. You can access your internet banking the same way you always have, via our website.
Are there any differences between the Apple and Android versions of the app?

There are minor differences in the look and feel and navigation.

Mainly:

  • pop-ups and ways of interacting with buttons.
  • the biometric options available and the digital wallets.
What are the words for things different to the old systems?

PIN – now Passcode

eStatements – now Statements

Secure message – now Message

Pay anyone – now Pay someone

Transfer between my accounts – now Transfer money

Card controls – now Card settings

Online banking – refers to the app and internet banking

Internet Banking – via web

Mobile App – via App

Reset password – if forgotten

Change password – if known but want to change

Can I do everything I used to be able to do?

We’ve listened to your feedback and focused on making the app more reliable, faster and easier to use. We’d love to hear from you if you feel like you’re missing anything, just send us a message to let us know.

I’m an existing customer having trouble opening a new account, what do I do?

Post launch date you won’t be able to open a new account until you are set up on the new app or IB.

Once you’re set up, try opening the new account again.

What processes have changed with the new systems?

Across the app and internet banking, the following has changed for the good.

You can:

  • Reset your own password.
  • Register for internet banking online instead of calling us.
  • Use biometrics for login and authentication, such as Face ID and fingerprint.
  • See more information in your accounts, like your accrued interest and account opening date.
  • Contact us through the app and add attachments.
  • Message notifications through the app and internet banking.
  • Extra security, like enhanced MFA.
Can I see my customer number displayed in the new app?
No. But you can find it on your Visa Debit card or paper/PDF statements.
Is the app going to change again in the future?
We have a roadmap of new features and enhancements we’ll be implementing over time. Your feedback helps us understand what we need to prioritise and what’s important to you.