Home Loans
Simple and flexible bank home loans designed for current as well as aspiring homeowners
Learn moreThe human way to bank
For the past 62 years, we've been making banking more human.
Bright & friendly
Jump on the phone to speak with our lovely & understanding team right here in Australia.
Tech & flex
Banking should flex around you,
not the other way around.
That’s why we’re always finding
new ways to pay.
Algorithms & your rhythm
We use smart tech in our banking accounts to give you personalised insights into your money.
Clear & simple
No one likes nasty surprises. We’re totally transparent about our fees.
Get in the know
Earn more, up to 1.60% p.a. interest when you have both accounts. Simply
Total variable interest rate including 1.55% p.a. bonus interest1
For more detailed information about the Bonus Saver Account please see our terms and conditions, financial services guide, interest rates and fees and charges for deposit accounts.
Popular help topics
Tax Returns
Do we have your tax file number? If we don’t have your TFN we are required to deduct withholding tax from any interest that you may have earned on your deposit accounts.
Learn moreSetting up PayID
Receive money instantly with PayID. Simply register either your mobile number or email address.
Learn moreSavings Accounts
You’ll need to register for Online Banking before accessing the MyState Bank App. Follow our simple, step-by-step guide..
Learn moreDaily transfer limits
Transfer limits are set at $5,000 to protect you from fraud and can be changed at any time.
Learn moreView our range of products
* Interest calculated daily, paid monthly and interest rates subject to change from time to time. Bonus interest applies when eligibility criteria met. Bonus interest is payable only on balances up to $250,000. The base rate of interest will be paid on the portion of any balance exceeding $250,000. Current interest rates are available in interest rates for personal deposit accounts.
1 Offer available from 24 June 2022 on Term Deposits opened or renewed by personal customers. Available on balances from $5,000 to $1,000,000 with interest paid at maturity. Rate subject to change. Interest rate applies to one term only. 31 Days’ Notice required for early redemption and interest penalty applies.
2 Since 2017. Please consider the relevant disclosure documentation (see mystate.com.au/legal/ or call 138 001) before acquiring any products. Fees & charges may apply. Products issued by Mystate Bank Limited ABN 89 067 729 195 AFSL 240896.