CGU may not cover you for some severe weather events during an embargo period (which is usually when CGU knows a severe weather event is about to occur).

CGU covers your legal liability for death or bodily injury to someone else, or loss or damage to someone else's property for an incident we cover.

CGU can cover motors for up to 15 years after they were made.

Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.

MyState Bank Limited (MyState Bank) ABN 89 067 729 195 AFSL 240896 acts under its own AFSL and under an agreement with the insurance product issuer, Insurance Australia Limited (IAL) ABN 11 000 016 722 AFSL 227681 under the CGU brand. Read MyState Bank's Financial Services Guide (FSG) for more information. Consider the appropriateness of any product to your own circumstances, IALs normal underwriting, terms and conditions, acceptance criteria apply. Consider the relevant IAL Product Disclosure Statement before acquiring any product. The Target Market Determinations is also available from www.cgu.com.au.