MyState - Borrowing Power Calculator

Your income details

Salary
Gross Gross
Monthly

Tax-free income
Gross Gross
Monthly

I have a partner

Secondary salary
Gross Gross
Monthly

Your expense details

Dependants
Dependants 0 1 2 3+
Annual expenses

Use average Australian annual expenses

Car loan repayment

Monthly
Credit Card Limit

Monthly
Other payments

Monthly

3 Loan details

Interest rate

Loan Term

Single Base Expense
Joint Base Expense
Serviceable income factor
Floor rate

Single Dependent Additional Expense
Joint Dependant Base Expense
Interest rate buffer
Repayment Buffer

Your results

Graph Table

Payment #	Principal	Interest	Balance
0	$245,000	$280,406	$525,406
1	$244,753	$279,193	$523,947
2	$244,505	$277,982	$522,487
3	$244,256	$276,771	$521,028
4	$244,006	$275,562	$519,568
5	$243,754	$274,355	$518,109
6	$243,501	$273,148	$516,649
7	$243,247	$271,943	$515,190

You can borrow up to
^$245,000

Monthly repayments
^$1,459

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Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your financial adviser before taking out a loan.