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Complete CoverageCovers your car, motorcycle, trailer or horse float for loss or damage and also covers you for legal liability for loss or damage to another person’s vehicle or property.
Gap coverCovers your car or motorcycle for loss or damage by fire or theft and also covers you for legal liability for loss or damage to another person’s vehicle or property.
Cost-effectiveCovers you for legal liability for loss or damage to another person’s vehicle or property when you have insured your car or motorcycle.
Want great protection? This is the most popular type of cover that protects your peace of mind.
Find total peace of mind with our extensive liability cover.
If your new car (conditions apply) is a write-off, it maybe replaced with a brand new one under the comprehensive policy.
One of Australia’s most trusted insurers. Your car’s in good hands with CGU through MyState.
Change your mind? No problem. CGU offers a 21 day cooling off period.
Overall rating 10/10
Great to deal with and friendly staff
Easy to deal with and free annual windscreen
Great premiums & they do it monthly as well.
Continually give me the lowest premiums for the type of cover, no-one even comes close, have been with them for years.
Great service and competitive premiums
We've had CGU car insurance for several years and they've been great all along.
CGU is an excellent insurance company
CGU is an excellent company to deal with. They give great service and exceptional value for money. I am pleased to highly recommend them.
We make it easy for you to pay your premiums. With our EasyPay insurance options you can pay your Motor Vehicle Insurance premiums monthly from your selected account. That means you’ll avoid those once-a-year payments and you won’t have to keep track of different renewal dates.
You can also add or amend your cover anytime and, best of all, pay-by-the-month at no extra cost. Of course, if you’d prefer to pay your Motor Vehicle Insurance premiums annually, you can, the choice is yours.
With our standard Motor Vehicle Insurance Policy, your car is covered no matter who’s behind the wheel (note: some exclusions apply).
With our Nominated Driver policies, drivers under 25 years of age aren’t covered (except for learner drivers accompanied by a fully licensed driver aged 25 years or more). Anyone that’s not listed on your policy will incur a higher excess in the event of a claim, too.
It’s a good idea to read the Product Disclosure Statement (PDS) before letting someone else drive your car or if you’re not sure give us a call on 138 001.
The cost of car insurance depends on a range of factors, from the type of car you drive to whether you’ve had an accident in the past.
There are ways you can lower the cost of your insurance. For example, you can nominate two drivers to be covered on your policy, or you can choose a policy that restricts how far you drive each year.
The best way to answer this question is to complete a quick quote. You’ll have an answer in 3 minutes.
We want to make it as simple as possible for you to make a claim. Call CGU 24/7 on 13 24 80 with the following details:
During the claims process, you can choose how and when we contact you. In most cases, you’ll deal with a dedicated claims specialist.
This depends on a few things. If you want absolute peace of mind that you’re covered for all costs if you have an accident, then you can’t go past Comprehensive Car Insurance with all of its optional extras. Comprehensive Car Insurance is our most popular cover.
If your car isn’t worth much, then you may want a more cost-effective policy. Our two Third Party policies include $30m liability cover and uninsured motorist damage – giving you peace of mind that you won’t face big bills after an accident.
If you’re not sure which cover you need, you could speak to an insurance adviser by calling 1300 135 385 or visiting a branch.
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