This calculator is generic and does not take into account your personal circumstances. It is intended for use by you as a guide only. It is not intended to be relied on for the purposes of making a decision in relation to a financial product. This calculator contains a number of assumptions that may change or cease as the financial environment changes and also the information input by you. Should you apply for any MyState Financial product, we will make our own calculations and we will not necessarily take the results of your calculations using this Calculator into account. MyState Financial loan applications are subject to MyState Financial lending criteria and approval. Fees and charges apply and have not been taken into account in the Calculator. We recommend that professional financial advice be obtained before making any financial decision.