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Why an Everyday Account?

If you enjoy popping in to a local branch or picking up the phone for a chat - this is the account for you. Specially designed for those of us who appreciate the simple pleasures of human interaction and a personalised touch.

No $6 monthly account fee

If you deposit > $2,000 per month or you are aged 23 or under

Spend smarter

Loaded with clever new banking tech that shows you where your money goes

Pay your way

With ApplePay, Google Pay™, Samsung Pay and more

No ATM fees

When using one of 10,000 major bank ATMs in Australia

Learn more about your money just by logging in

Your new Everyday Transaction Account now comes with ultra-smart spending tech, so you can access personalised insights about the way you spend in the same place you check your account balance.

  • Spend categorisation & monthly cashflow summaries
  • Direct debit and bill payment reminders
  • Low balance notifications when balance may not cover expected spending
Learn more

Join 93,898+ of our customers who've changed the way they bank

Earn up to 1.20% p.a. variable interest

Pair your Everyday Transaction Account with a Bonus Saver Account and earn up to 1.20% pa variable interest on balances up to $250,000 to really boost your savings. Here's how:

Everyday spending just became everyday saving

Activate Auto-Savings on your Everyday Transaction Account, and you can choose to automatically move money across to your savings when you’ve got a little extra to squirrel away. It’s like putting your savings on autopilot, so you can sit back, relax and watch your bank balance grow.

What fees are associated with a Everday Account?

Fees for everyday use
Monthly account fee$6
Monthly account fee if you deposit > $2,000 per month or you are aged 23 or under$0
ATM withdrawalsA fee may be charged by the operator of the ATM$0
BPAY transactions$0
Direct Debit transactions$0
EFTPOS transactions$0
Internet Banking transfers$0
Other fees
Cash advance$0
Deposits via Bank@Post™$0
Withdrawals via Bank@Post™$3
Foreign currency conversionPercentage of the transaction amount3%
Overdrawn accounts & rejected transactions$15
Rejected transfers to external accounts$16.50

Other fees and charges may apply. For more detailed information about the Everyday Transaction Account please see terms and conditions.

Pay it your way

ApplePay, Samsung Pay, Google Pay™, - you name it, the Everyday Transaction Account has it. Plus, you can send and receive money in less than 60 seconds with Osko and PayID, giving you super-fast payment options at home and on the go.

Everyday Account
Everyday Account
Everyday Account
Everyday Account
Everyday Account

Open account in under 5 minutes

Apply online

You will need two forms of ID and about 5 mins

Receive your email

This will have your Customer Number and an SMS with a temporary password


You can then login to the MyState Bank App or Internet Banking

Ready to use

Your VISA Debit Card will arrive shortly, ready to be activated online and added to your digital wallet

We're here to help

With over 60 years experience our local staff can help you find what you're looking for.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
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