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  • Personal
    • Home Loans
      First Home Buyers

      Home loans and lending advice for first home buyers.

      Buying Your Next Home

      Competitive home loan interest rates for purchasing a new home.

      Investment Home Loans

      For first time property investors or those looking to increase their portfolio.


      Refinancing Your Home Loan

      For those looking for a better home loan deal or to unlock equity.

      Building and Renovating

      A tailored home loan to fund your building or renovation project.

      Cash on Hand Line of Credit

      For any worthwhile non-business purpose to provide you access to a set amount of money and only pay interest on the funds you use.


      Home Loan Products

      MyState offers a range of tailored home loan product options.

      Make an Appointment

      Make an appointment with one of our home loan experts.

    • Personal Loans
      Need a car?

      Read about our car loan or used car loan to finance a new or second-hand car, motorbike or caravan.

      Need a holiday?

      A holiday loan is a convenient and flexible option for financing your next holiday.

      Life’s Little Extras

      A personal loan to finance unexpected expenses or some of life’s little extras.


      Debt Consolidation

      Debt consolidation loans take the hassle act out of managing numerous repayments.

      Personal Loan Products

      Choose from secured and unsecured personal loan products and overdrafts.

      Make an Appointment

      Make an appointment with one of our personal loan experts.

    • Insurance
      Motor Vehicle Insurance

      Motor Vehicle Insurance policies through CGU Insurance.

      Home Insurance

      Flexible home insurance policies through CGU Insurance.

      Caravan Insurance

      Holiday with confidence with caravan insurance through CGU.


      Boat Insurance

      Boat insurance to protect against theft, accidental loss or damage.

      Landlord Insurance

      Landlord insurance to protect against loss or damage by tennants.

      Travel Insurance

      Comprehensive travel insurance cover with simple online application.


      Loan Protection Insurance

      Loan protection insurance to cover your loan repayments or line of credit.

      Health Insurance

      Competitive health insurance policies through St.LukesHealth.

      Are you under insured?

    • Cards
      MasterCard - Platinum

      Compliment your lifestyle with premium rewards.

      MasterCard - Rewards

      Great value and a card that rewards your everyday spending.

      MasterCard - Low Rate

      Keep it simple and start saving with a low rate credit card.


      Visa Debit Card

      A premium and flexible card to access your cash anywhere in the world.

      Redicard PLUS

      A handy no frills card to make purchases or withdraw cash 24/7.

      Finding the right card

      With so many cards to choose from understanding the benefits of each can be confusing, we make it easy by comparing them for you.

    • Savings & Investments
      Online Savings Account

      A savings bank account with interest and easy access to funds.

      Term Deposits

      Short to medium-term investment for excess cash.

      Youth Account

      An interest, 'at call' bank account for customers under 18 years.


      Access Account

      A convenient 'everyday' bank account with overdraft and easy access.

      Offset Account

      Save money by offsetting your daily account balance against your linked MyState Home Loan.

      Bill Payer Account

      A separate account for ongoing bills and living expenses with overdraft available.


      Deeming Account

      An 'at-call' account with interest for self-funded retirees or those eligible for Government pension or Allowance.

      Minimising Fees and Charges

      Take a look at our handy tips for minimising fees and charges.

      Payments and Transfers

      A range of convenient options to make payments and transfer cash.

  • Business
    • Transaction Accounts
      Everyday Business Account

      Simple, fast and efficient access to manage your business banking.

      Premium Business Account

      Make your money work harder with a tiered interest rate.

    • Savings & Investments
      Business Online Saver

      An interest earning, at call bank account for surplus cash.

      Term Deposits

      Short to medium-term investment for excess cash.

    • Overdrafts & Lending
      Overdrafts

      Access to additional funds to manage your cash flow.

      Loans

      A business loan to fund business growth.

    • Merchant Services
      Making EFTPOS work for you

      EFTPOS provides more payment gateway options for you and your customers.

      Your choice of EFTPOS terminals

      An EFTPOS terminal is a convenient way to accept and process payments from credit and debit cards.

      Additional Features

      More features to save you time and money with an EFTPOS terminal.

    • Business Banking Managers
  • Agribusiness
    • Transaction Accounts
      Everyday Agribusiness Account

      Simple, fast and efficient day to day access to your money.

      Premium Agribusiness Account

      Make your money work harder with a tiered interest rate.

    • Savings & Investments
      Agribusiness Online Saver

      Earn interest without locking your money away.

      Term Deposits

      Short to medium-term investment for surplus cash.

    • Overdrafts & Lending
      Overdrafts

      Conveniently manage and improve your seasonal cash flow.

      Loans

      A rural loan to fund agribusiness growth.

    • Agribusiness Managers
  • Wealth Management
    • About Us
      Our People

      Our qualified Financial Planners can assist you to grow and protect your wealth.

      The Benefits of Wealth Management

      Manage risk, save time, and improve your overall financial investment results.

      The Planning Process

      Our Wealth Management experts take the time to tailor solutions to suit your needs.

    • About You
      Starting Out

      It is never too early to start your financial planning journey.

      Building Wealth

      Financial investment options to get you further ahead with financial planning.

      Planning for Retirement

      Wealth management strategies to help achieve your retirement objectives.


      Planning for Future Generations

      Ensure your financial investments grow and keep paying, well into the future.

    • Our Services
      Wealth Creation

      Secure your financial future through effective wealth creation strategies.

      Wealth Protection

      Ensure you have effective cover to manage the unexpected.

      Planning for the next generation

      Direction for long-term generation of income and growth of financial investments.


      Your Portfolio

      Convenient and secure online access to track your financial investments.

  • Community
    • MyState Foundation
    • MyState Student Film Festival
    • Our Community

Tools & Resources

  • Calculators
  • Interest Rates
  • Property Search
  • Money Tips
  • Key Fact Sheets

Money Tips

  • Tips for money management

Fly Magazine

  • View the latest edition of the MyState Financial Fly Magazine

Property Search

  • Find the right property

Calculators

Lending

  • Borrowing Power
  • Home Loan Repayment
  • Extra Repayments
  • Personal Loan Repayment
  • Car Loan Repayment
  • Credit Card Repayment
  • Lump Sum Payment
  • Split Loan
  • Stamp Duty
  • Where Can I Buy?

Savings & Budgeting

  • Savings Plan Simulator
  • Budget Planner

Investments & Tax

  • Term Deposit Calculator
  • Income Tax Calculator

Insurance

  • Home Insurance Quote
  • Car Insurance Quote
  • Landlord Insurance Quote
  • Travel Insurance Quote
  • Personal
    • Home Loans
    • Personal Loans
    • Insurance
    • Cards
    • Savings & Investments
  • Business
    • Transaction Accounts
    • Savings & Investments
    • Overdrafts & Lending
    • Merchant Services
    • Business Banking Managers
  • Agribusiness
    • Transaction Accounts
    • Savings & Investments
    • Overdrafts & Lending
    • Agribusiness Managers
  • Wealth Management
    • About Us
    • About You
    • Our Services
  • Community
    • MyState Foundation
    • MyState Student Film Festival
    • Our Community
  • Security
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  • About Us
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Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please read our disclosure documentation before acquiring any product. Loan applications are subject to MyState's credit approval criteria. Terms and Conditions, Fees and Charges apply, and are subject to change.

© MyState Financial Limited (MyState) ABN 89 067 729 195 AFSL 240896 Australian Credit Licence Number 240896. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.
BSB 807009.