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We have a range of Transaction and Saving Accounts designed to put you in control of your money. Compare our range of accounts and see which ones suit you best.
Accounts include:
To find out more, or to open an account, call MyState Financial on 138 001, or visit your nearest branch.
Online Savings Account
Our Online Savings Account provides you with high interest and lets you have electronic access to your money when you need it. With no minimum balance and unlimited access through Internet and Phone Banking, it’s the ideal way to earn high interest without locking your money away.
Features
- High interest rates
- No minimum balance
- Unlimited transfers using Internet and Phone Banking*
- No transaction fees - lets your money grow faster
- BPAY is available
- Interest is calculated daily and paid quarterly
- Access to online statements through Internet Banking
Access Account
Our Access Account is an everyday ‘at-call’ transaction account for personal purposes, allowing you to access your funds online or over the counter. You can also open an Access 2 Account – with all the same features it’s an ideal way to separate funds for different purposes.
Features
- Your savings are available at call
- Interest is calculated on the daily closing balance
- Overdraft facilities available (subject to MyState Financial’s normal credit approval criteria)
- Funds can be accessed over the counter at MyState Financial Branches and Bank@Post
- Electronic access via ATM and EFTPOS
- Internet and Phone banking and Bpay® available
- Enjoy both Card and Cheque access
- Permanent Authorities, Direct Credits, Payroll Deductions, Direct Debits and Member Cheques can all be arranged
® Registered to BPAY Pty Ltd ABN 69 079 137 518
Online Savings Account
Our Online Savings Account provides you with high interest and lets you have electronic access to your money when you need it. With no minimum balance and unlimited access through Internet and Phone Banking, it’s the ideal way to earn high interest without locking your money away.
Features
- High interest rates
- No minimum balance
- Unlimited transfers using Internet and Phone Banking
- No fees – lets your money grow faster
- BPAY is available
- Interest is calculated daily and paid quarterly
- Access to online statements through Internet Banking
Christmas Account
With our Christmas Account you automatically save an agreed amount each pay throughout the year, so you’ll have the money you need to cover all those extra costs over Christmas.
Features
- Savings available from the 1st working day in November each year to 15th January the next year – when you need it most!
- Interest calculated on the daily closing balance
- Internet and Phone banking access available only from 1st November to 15th January inclusive
Saver Account
The Saver Account gives you a higher interest rate than our Access Account, while still having your funds at-call.
Features
- Earn a higher interest rate without locking your money away
- Interest is calculated on the daily closing balance
- A minimum balance of $1,000 applies
- Available for personal or domestic purposes
- Access your funds via Branches, or Internet and Phone Banking
Youth Account
Our Youth Account is an everyday ‘at-call’ account for Personal Members between 10 and 18 years of age with a higher interest rate. When the member turns 18 we automatically transfer the account to an Access Account.
Features
- Savings at call
- Higher interest rate than a standard access account
- Interest is calculated on the daily closing balance
- Funds can be accessed over the counter at MyState Financial Branches and Bank@Post
- Electronic access via ATM and EFTPOS using Visa Debit Card or Redicard
- Internet and Phone Banking available
Deeming Account
Our Deeming Account is an everyday ‘at-call’ account offering a higher interest rate. Designed for pensioners who are either self-funded retirees or in receipt of a permanent Government Pension or Allowance, this is a simple and secure way to earn deemed interest on your savings.
Features
- Savings at call
- Higher interest rate than a standard access account
- Funds can be accessed over the counter at MyState Financial Branches and Bank@Post
- Electronic access via ATM and EFTPOS using Redicard/Redicard PLUS or Visa Debit Card
- Internet and Telephone Banking and Bpay available
- Permanent Authorities, Direct Credits, Payroll Deductions, Direct Debits and Member Cheques can all be arranged
Bill Payer Account
The Bill Payer Account is ideal for… paying bills. You can direct money into your account automatically for when those bills come in and know you won’t spend it. It’s great way to manage your living expenses too.
- Your savings are available at call
- Overdraft facilities available (subject to MyState Financial’s normal credit approval criteria)
- Funds can be accessed over the counter at MyState Financial Branches and Bank@Post
- Electronic access via ATM and EFTPOS
- Internet and Phone Banking and Bpay available
- Enjoy both Card and Cheque access
- Permanent Authorities, Direct Credits, Payroll Deductions, Direct Debits and Member Cheques can all be arranged
Offset Account
Our Offset Account is an everyday access account attached to your home loan. Your account balance is 100% offset against your linked Home Loan before the interest is calculated. So you pay less. The interest you save with an Offset Account can be huge over the life of the loan, and you can help shorten your loan term by years.
Features
- Savings available at call
- Convenient Cheque access
- Funds can be accessed over the counter at MyState Financial Branches and Bank@Post
- Electronic access via ATM and EFTPOS using Redicard/Redicard PLUS or a Visa Debit Card
- Internet and Phone Banking and Bpay available
- Permanent Authorities, Direct Credits, Payroll Deductions, Direct Debits and Member Cheques can all be arranged
To find out more, or to open a Savings Account, call MyState Financial on 138 001, or visit your nearest branch.
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