Whether you are planning a short break interstate, or the overseas trip of a lifetime, the cost of airfares, travel insurance, car hire, accommodation, side trips and spending money soon adds up. To ensure you don’t miss out on making the most of your holiday, consider a MyState Personal Loan. MyState will help to guide you through the personal loan application process and provided you have all the information we need, we can advise on the spot if your loan is approved. We also offer travel insurance to give you added peace of mind. Talk to MyState today to help you take off on your well-deserved holiday!
Personal loan features
- Flexible repayments – weekly, fortnightly or monthly
- A 1-7 year term unsecured personal loan amount between $3000 and $30,000
- A 1-10 year term Secured personal loan amount between $10,000 and $75,000
- Competitive interest rates
- Lump sum repayments can be made at any time with no penalty
- No penalty for paying out your personal loan early
Personal loan options
MyState offers three personal loan options if you are planning a holiday:
To find out which of these personal loan options would best suit your needs, make an appointment with MyState today.
How to apply for a MyState Personal Loan
If you are ready to apply for a personal loan, you can:
- Drop into your nearest MyState Branch for on the spot decisions and same day funding#
- Make an appointment
- Call our Service Centre on 138 001
- Contact us via email
# For same day funding, apply in Branch before 1pm Monday to Friday, and if approved, you will be given access to your loan that day. Same day funding is not available for secured loans, when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist and subject to system availability.
Rates, calculators and tools
Travel Insurance
When travelling you want to enjoy every moment without having to worry about anything going wrong. With our travel insurance you can relax and enjoy the trip, plus you’ll feel even better about our special rates. All our travel insurance policies are packed with benefits. Read more about travel insurance
Insurance for personal loans
If you are applying for a MyState Personal Loan, help protect your loan repayments with Consumer Credit Insurance (CCI) which is designed to give you peace of mind knowing that in the event of unforeseen circumstances, your personal loan repayments are covered. Read more about insurance for personal loans
Cash Passport – prepaid currency cards for travelling
A Cash Passport is a convenient and secure way to manage your funds while travelling. Avoid the hassle of having to carry or exchange foreign currency by simply crediting your Cash Passport money card with a set amount of funds and using your card for purchases and ATM cash withdrawals. Your prepaid, pin-protected Cash Passport is conveniently available in:
- Euros
- British Pounds
- United States Dollars
- New Zealand Dollars
- Singapore Dollars*
- Hong Kong Dollars*
- and Australian Dollars.
*only available for Cash Passport ATM card
A Cash Passport offers you a range of convenient features such as: choice of ATM card or Debit card, a Debit card accepted at over 25 million Visa retailers and online with no transaction, free second card as a backup and 24/7 Global Emergency Assistance.
Access Prepaid Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Cash Passport in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). You should consider the Product Disclosure Statement for the relevant Cash Passport available at www.cashpassport.com.au before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.
For more information about a Cash Passport:
- Call our Service Centre on 138 001
- Drop into your nearest MyState Branch, or
- Contact us via email
More information and resources
For more information and personal loan tips, visit our money tips page on this website. Here you will find our repayment calculator, budget planners, information about our insurance products and much more.