Budgeting for life’s little extras such as weddings, education costs or new furnishings for the house is often something that we either forget to do or find that our income and savings can’t stretch far enough to cover. A personal loan from MyState Financial is a perfect way to fund such things within a short amount of time. We will help guide you through the personal loan application process and provided you have all the information we need, we can often advise on the spot if your personal loan application is approved. Talk to us today to take you one step closer to funding some of life’s little extras.
Personal loan features
- Flexible personal loan repayments – weekly, fortnightly or monthly
- A 1-7 year term unsecured personal loan amount between $3,000 and $30,000
- A 1-10 year term Secured personal loan amount between $10,000 and $75,000
- Competitive interest rates
- Lump sum repayments can be made at any time with no penalty
- No penalty for paying out your personal loan early
Personal loan options
MyState Financial offers three personal loan options for funding some of life’s little extras:
To find out which of these personal loan options would best suit your needs, make an appointment with MyState Financial today.
How to apply for a MyState Financial personal loan
If you are ready to apply for a personal loan, you can:
- Drop into your nearest MyState Branch for on the spot decisions and same day funding#
- Make an appointment
- Call our Service Centre on 138 001
- Contact us via email
# For same day funding, apply in Branch before 1pm Monday to Friday, and if approved, you will be given access to your loan that day. Same day funding is not available for secured loans, when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist and subject to system availability.
Rates, calculators and tools
Insurance for personal loans
If you are applying for a MyState Financial personal loan, help protect your loan repayments with Consumer Credit Insurance (CCI) which is designed to give you peace of mind knowing that in the event of unforeseen circumstances, your personal loan repayments are covered. Read more about insurance for personal loans
More information and resources
For more information and personal loan tips, visit our tools and tips page on this website. Here you will find our repayment calculator, budget planners, information about our insurance products and much more.