Consolidating your debt into one personal loan may result in considerable cost savings - which equals more money in your pocket! One loan, one interest rate, one regular repayment and one set of account keeping fees – it may make a difference to your overall situation. MyState will help to guide you through the personal loan application process and provided you have all the information we need, we can advise on the spot if your personal loan is approved. Talk to MyState today about the benefits of debt consolidation.
Personal loan features
- Flexible repayments – weekly, fortnightly or monthly
- A 1-10 year term Secured personal loan amount between $10,000 and $75,000
- Competitive interest rates
- Lump sum repayments can be made at any time with no penalty
- No penalty for paying out your personal loan early
Personal loan option
MyState offers a secured personal loan option for debt consolidation.
To find out more about debt consolidation, make an appointment with MyState today.
How to apply for a MyState Personal loan
If you are ready to apply for a personal loan to consolidate your debt, you can:

Rates, calculators and tools
Insurance for personal loans
If you are applying for a MyState personal loan, help protect your loan repayments with Consumer Credit Insurance (CCI) which is designed to give you peace of mind knowing that in the event of unforeseen circumstances, your personal loan repayments are covered. Read more about insurance for personal loans
More information and resources
For more information and personal loan tips, visit our money tips page on this website. Here you will find our repayment calculator, budget planners, information about our insurance products and much more.