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Overdrafts

An overdraft is a great way to access funds for whatever you have in mind. Even though you have an approved credit limit you only pay interest on the amount you use.

Features

  • No monthly account keeping fees
  • Unsecured – borrow $500 to $30,000*
  • Secured – borrow $500 to 80% of property value
  • Access by MyState Financial Visa Debit Card, Redicard or Redicard PLUS, ATM, EFTPOS or cheque
  • Repayments 3% of outstanding balance (minimum)
• Subject to conditions and purpose and amount of overdraft, security may be required

To find out more, or to apply for an Overdraft, call MyState Financial on 138 001, or visit your nearest Branch.

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Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.
MyState Financial recommends you read our Product Disclosure Documentation before acquiring the product. Loan applications are subject to MyState Financial’s normal
credit approval criteria and may also require approval of a Lenders Mortgage Insurer. Terms and conditions, fees and charges apply. Fees and charges are subject to change.
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BSB 807009 / 807007     © 2008 MyState Financial Credit Union of Tasmania Limited     ABN 89 067 729 195     AFS Licence Number 240896