Margin Lending is borrowing money to invest in shares or managed funds. Also known as gearing, it gives you the chance to create wealth by investing more than you would otherwise be able to afford. By increasing the amount you have invested, you may in turn increase your potential returns.

Margin lending is ideally suited to assets such as shares and property. As they grow in value over the long term, you can slowly repay your loan and enjoy a return on your investment. Your existing cash, shares or managed funds can be used as security against the loan.

Borrowing to invest with margin loans can be a simple, tax-effective way to build wealth - no matter what stage of your life you're at.

If you’re thinking of using margin lending to invest, our Cash on Hand Investment Line of Credit may be a suitable product.

• Lending Calculators
• Interest Rates

To find out more, or to apply for Margin Lending, call MyState Financial on 138 001, or visit your nearest Branch.