First Home Buyers

Whatever stage of life you are in when you buy your first property, there’s no doubt it is an exciting, but challenging experience. MyState Financial recognises the specific requirements of First Home Buyers, and we are here to guide you through the process.

We have a range of features to help make buying your first home easier and more accessible:

Simple loan pre-approval*
Low introductory interest rate**
No monthly account-keeping fees
Flexible repayments – weekly, fortnightly or monthly
Loan term up to 30 years

If you qualify for the First Home Owner Grant, we offer a special low introductory 12 month First Home Buyer Fixed Rate** home loan. With no monthly account-keeping fees and the ability to pay weekly, fortnightly or monthly, this loan provides first home buyers with value and the peace of mind of a fixed rate. Combined with the First Home Owner Grant, it’ll give you the boost that you need to get into your first home sooner.

Pre-approval

In addition, having a pre-approved* Yes from MyState Financial gives you the ability to say ‘yes’ too. You will be able to make an offer quicker, with the confidence of knowing exactly how much you can afford to spend. To find out more about pre-approval*, call our Service Centre on 138 001, drop into your nearest Branch or email us today.

Apply Online

If you have all the information you need and you are ready to apply, you can complete the online loan application today.

More information

Talk to your local MyState Financial home loan expert today. Call our Service Centre on 138 001, drop into your nearest Branch or email us.

*Loan applications are subject to MyState Financial’s normal credit approval criteria and may also require approval of a Lender’s Mortgage Insurer.

#Rated by CANSTAR CANNEX, as at July 2010. **Immediately following the 12 month fixed rate period, loans will revert to the Standard Variable Home Loan Rate applicable at that time. MyState Financial reserves the right to withdraw or amend this offer at any time.

Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. MyState Financial recommends you read our Product Disclosure Documentation before acquiring the product. Loan applications are subject to MyState Financial’s normal credit approval criteria and may also require approval of a Lenders Mortgage Insurer. Terms and conditions, fees and charges apply. Fees and charges are subject to change.

BSB 807009 © MyState Financial Limited (MyState Financial) ABN 89 067 729 195 AFS Licence Number 240896. Registered Office – Heritage House 172 Collins Street Hobart Tasmania 7000. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.