There’s no doubt that buying your first home is an exciting, but challenging experience – there is a lot of information to sift through including the home loan application itself. Our home loan experts can assist you every step of the way. Not only do they offer expert home loan advice, but help you to set and achieve realistic goals. They are a wealth of information on the first home loan grant, budgeting, and all the ins and outs of buying a home (such as home and contents insurance, stamp duty and legal fees).
And, you will be pleased to know that Canstar Cannex has awarded us a 5 star rating# for First Home Buyers (again). They liked our flexible home loan repayment options, special 12-month introductory rate** and no monthly home loan account-keeping fees. We think you will too!
MyState’s first home buyers home loan has a range of features to help make buying your first home easier and more accessible.
Features
- Simple and fast home loan pre-approval*
- Special 12 month fixed rate for First Home Buyers**
- No monthly home loan account-keeping fees
- Flexible home loan repayments – weekly, fortnightly or monthly
- Home loan term up to 30 years
- Borrow up to 97%* of the property value
- Personalised and expert home loan advice from local people with local knowledge
- Competitive home loan interest rates
How to apply for a MyState home loan
If you are ready to apply for a home loan, you can:
Make an appointment
- Call our Service Centre on 138 001
- Drop into your nearest MyState Branch, or
- Contact us via email.
Home Loan Pre-approval
Having a pre-approved ‘Yes’ from MyState gives you the ability to say ‘Yes’ too. You will be able to make an offer on a home quicker, with the confidence of knowing exactly how much you can afford to spend. To find out more about home loan pre-approval you can:
More information and resources about home loans
For more home loan information visit:
* Loan applications are subject to our normal credit approval criteria and may also require approval of a Lenders Mortgage Insurer. Terms and Conditions, fees and charges apply.
** Immediately following the 12 month fixed rate period, loans will revert to the Essentials Home Loan rate at the time. MyState reserves the right to withdraw or amend this offer at any time. 12 month fixed rate period only applies to the purchase of an established dwelling.
# Rated by CANSTAR CANNEX, as at June 2011.