Many people readily recognise the need to insure their cars and homes but neglect to insure their greatest asset - themselves.

A good financial plan, designed to build and preserve capital, is of little value if it does not provide protection against your income ceasing due to:

• Premature death
• Total and permanent disability
• Temporary disability
• Trauma

It is also important to insure against death and total & permanent disablement for non-income earning partners. The cost of hiring professionals to provide childcare, home maintenance or to provide care for your partner should they become permanently disabled can be considerable.

At MyState Financial our Personal Advisers consider your:

• Current level of assets and liabilities
• Income required to maintain your family's standard of living
• Costs of a housekeeper, day care etc, should these services need to be provided
• Costs of caring for a totally and permanently disabled person

If you would like to insure your greatest asset, please call 138 001 to make an appointment with one of our highly qualified Personal Advisers and Financial Planners.