Compliment your lifestyle with premium rewards. A MyState Platinum MasterCard provides you with all the benefits of a globally recognised card plus a great value reward credit card system where 1 dollar spent earns you 1.25 reward card points.
Balance Transfers to your Platinum MasterCard
O% for 9 months on balance transfers. After the 9 month period the standard cash advance rate of 21.24% will apply#.
Platinum Credit Card Features
In addition to a great value rewards system, a Platinum MasterCard offers many other features:
- 50% off the annual fee for the first year**
- Earn 1.25 reward points for every $1 spent on your card^
- Generous credit limits subject to credit criteria+
- International Travel Insurance*
- Purchase Cover Insurance*
- Guaranteed Pricing Scheme*
- Interstate Flight Inconvenience Insurance*
- Transit Accident Insurance*
- Platinum Concierge Service
Terms and Conditions apply – see application form. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.
How to apply for a Platinum MasterCard
Online Application
- Call our Service Centre on 138 001, or
- Drop into your nearest MyState Branch.
Please ensure that you read the Credit Guide for Credit Assistance Card Services MasterCard before applying.
More Information
**Subject to your acceptance you will be charged a discounted annual fee of $89 in the first year, which will revert back to the full annual fee of $179 in subsequent years. Half price annual fee offer ends 31/7/2012.
#The promotional rate of 0.0% p.a. applies for 9 months on balances transferred with this offer. Transferred balances will be repaid first during this period. Annual fees attract interest at the retail purchases rate. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you need to apply for the MyState Platinum MasterCard by 31/7/2012. Approved customers only. The 9 month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard variable credit card rates, currently 20.24% p.a. for retail purchases and 21.24% p.a. for cash advances. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 1/02/12. This offer ends 31/7/2012.
*All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers. Reward points never expire while the account remains open and provided your account is in good order.
+Actual credit limit will be assigned based on our Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $50,000 for the Platinum card. Credit limit is $60,000 on Platinum at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria.
>Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
© 2012 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 which provides and administers credit on behalf of MyState Financial Limited (MyState) ABN 89 067 729 195, AFSL No. 240896, Australian Credit Licence Number 240896. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.